mobile payment

Mercredi 28 juin 2006

Lusomundo cinemas have teamed with Portuguese mobile operator TMN to introduce m-tickets. Customers can purchase m-tickets at the ticket counter, online on Lusomundo's website or by calling Lusomundo's hotline. The ticket comes as an SMS to the customer's mobile phone, and contains a barcode that is scanned by an optic reader. To enter the cinema, the m-ticket holder opens the SMS and holds it to the reader. The reader then scans it and gives the customer a paper ticket.

For the first 6 months, this service is available exclusively for TMN customers.
The price of an m-ticket is €5.

Source : www.paiementmobile.com

Par blogmobilemarketing
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Jeudi 6 juillet 2006
By the end of the year, consumers in Belgium will be able to pay delivery persons, plumbers, electricians and other merchants on the move using their mobile phones, says a spokesman for the country’s bank-owned card processor, Banksys.

The processor, along with some of the country’s banks and its three mobile telco operators, plan to roll out the mobile-payment service by the end of the year following ongoing pilots, he says. The service, known as “m-banxafe,” links consumers’ mobile phones to their bank debit accounts through the subscriber identity module cards in the phones.

Banksys estimates there are more than 200,000 cash-only mobile merchants in Belgium, including “mobile professionals,” such as health care workers. The one drawback is that to use the service, subscribers need a SIM preloaded with the m-banxafe application. Only one of the country’s three major operators has been rolling out the application on all of its new and replacement cards, although the other two have started to do so, says Banksys.

The banxafe SIMs store a special PIN code and cryptographic key for the service. The entire m-payment transaction will be conducted over a secure line on the mobile network.

The merchant, who does not require a SIM with a banxafe application onboard, initiates the transaction with a text message to Banksys that includes the consumer’s mobile number. Banksys sends a text message to the customer that includes the amount of the transaction and asks for approval. The customer enters his PIN code and sends a response, which is encrypted by the cryptographic key. This goes to his bank for authorization. The return comes back to both the customer and merchant. The latter may pay roughly 50 euro cents for each transaction.

To date, only a little more than 20% of Belgium’s 8 million mobile subscribers now have SIM cards that support the m-banxafe application. Belgium’s second largest mobile operator, France Télécom-owned Mobistar, has put the application on all of its new and replacement SIM cards over the past few years.

The operator already allows subscribers to recharge their prepaid airtime using the service. Banksys says subscribers used this top-up service about 5 million times last year.

The other two mobile operators, Belgacom’s Proximus and Base, owned by Dutch telco Royal KPN, have begun issuing cards with the application, says Banksys.

Subscribers will also be able to check their bank balances with their phones using the service
Par blogmobilemarketing
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Jeudi 6 juillet 2006

By the end of the year, consumers in Belgium will be able to pay delivery persons, plumbers, electricians and other merchants on the move using their mobile phones, says a spokesman for the country’s bank-owned card processor, Banksys.

The processor, along with some of the country’s banks and its three mobile telco operators, plan to roll out the mobile-payment service by the end of the year following ongoing pilots, he says. The service, known as “m-banxafe,” links consumers’ mobile phones to their bank debit accounts through the subscriber identity module cards in the phones.

Banksys estimates there are more than 200,000 cash-only mobile merchants in Belgium, including “mobile professionals,” such as health care workers. The one drawback is that to use the service, subscribers need a SIM preloaded with the m-banxafe application. Only one of the country’s three major operators has been rolling out the application on all of its new and replacement cards, although the other two have started to do so, says Banksys.

The banxafe SIMs store a special PIN code and cryptographic key for the service. The entire m-payment transaction will be conducted over a secure line on the mobile network.

The merchant, who does not require a SIM with a banxafe application onboard, initiates the transaction with a text message to Banksys that includes the consumer’s mobile number. Banksys sends a text message to the customer that includes the amount of the transaction and asks for approval. The customer enters his PIN code and sends a response, which is encrypted by the cryptographic key. This goes to his bank for authorization. The return comes back to both the customer and merchant. The latter may pay roughly 50 euro cents for each transaction.

To date, only a little more than 20% of Belgium’s 8 million mobile subscribers now have SIM cards that support the m-banxafe application. Belgium’s second largest mobile operator, France Télécom-owned Mobistar, has put the application on all of its new and replacement SIM cards over the past few years.

The operator already allows subscribers to recharge their prepaid airtime using the service. Banksys says subscribers used this top-up service about 5 million times last year.

The other two mobile operators, Belgacom’s Proximus and Base, owned by Dutch telco Royal KPN, have begun issuing cards with the application, says Banksys.

Subscribers will also be able to check their bank balances with their phones using the service.

you need more information : blogmobilemarketing@gmail.com

Par blogmobilemarketing
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Jeudi 6 juillet 2006
By the end of the year, consumers in Belgium will be able to pay delivery persons, plumbers, electricians and other merchants on the move using their mobile phones, says a spokesman for the country’s bank-owned card processor, Banksys.

The processor, along with some of the country’s banks and its three mobile telco operators, plan to roll out the mobile-payment service by the end of the year following ongoing pilots, he says. The service, known as “m-banxafe,” links consumers’ mobile phones to their bank debit accounts through the subscriber identity module cards in the phones.

Banksys estimates there are more than 200,000 cash-only mobile merchants in Belgium, including “mobile professionals,” such as health care workers. The one drawback is that to use the service, subscribers need a SIM preloaded with the m-banxafe application. Only one of the country’s three major operators has been rolling out the application on all of its new and replacement cards, although the other two have started to do so, says Banksys.

The banxafe SIMs store a special PIN code and cryptographic key for the service. The entire m-payment transaction will be conducted over a secure line on the mobile network.

The merchant, who does not require a SIM with a banxafe application onboard, initiates the transaction with a text message to Banksys that includes the consumer’s mobile number. Banksys sends a text message to the customer that includes the amount of the transaction and asks for approval. The customer enters his PIN code and sends a response, which is encrypted by the cryptographic key. This goes to his bank for authorization. The return comes back to both the customer and merchant. The latter may pay roughly 50 euro cents for each transaction.

To date, only a little more than 20% of Belgium’s 8 million mobile subscribers now have SIM cards that support the m-banxafe application. Belgium’s second largest mobile operator, France Télécom-owned Mobistar, has put the application on all of its new and replacement SIM cards over the past few years.

The operator already allows subscribers to recharge their prepaid airtime using the service. Banksys says subscribers used this top-up service about 5 million times last year.

The other two mobile operators, Belgacom’s Proximus and Base, owned by Dutch telco Royal KPN, have begun issuing cards with the application, says Banksys.

Subscribers will also be able to check their bank balances with their phones using the service.
Par blogmobilemarketing
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Jeudi 6 juillet 2006

Pay pal had already a partenariat for mobile payment

But tomorrow will ba a very important day . What willHappen ?

PayPal Mobile payments has signed up EMI, Twentieth Century Fox Home Entertainment, Oxfam, Stuff and Maxim magazines as its first “Text to Buy” partners in the UK. The brands will become the first to enable shoppers to text and buy through the new service using their mobile phones.

This is the first mass-market mobile payments system launched by an established financial services business and is now available to mobile phone users across the UK. And if don't already know you can also text payments anytime you see Text to Buy next to something you want to buy—on a poster, in a magazine, at an event—you can securely order the item by text message. You simply use your phone to buy items like CDs, DVDs, books, electronics, accessories and much more...



With PayPal Mobile’s “Text to Buy” service, customers will be able to buy things instantly, such as CDs, DVDs, the latest gadgets and magazine subscriptions, by simply sending specific product codes via text message. Items will then be delivered to their existing addresses already saved in the buyers’ PayPal accounts.

Geoff Iddison chief executive officer of PayPal Europe says: “We have signed up some fantastic launch partners, a clear demonstration that retailers and media-owners are excited about the opportunities that mobile payments offer. We are in discussions with a host of retail businesses who are looking to sign up to PayPal Mobile. “

“PayPal already has over 10 million account-holders in the UK. It is an established financial services brand with a reputation for safety, security and convenience. Launching an easy to use mobile payments service means we are a long way ahead of any other services and that retailers are keen to partner with us,” he added.

Tom Girdham, National Account Manager for Twentieth Century Fox Home Entertainment said, “PayPal mobile payments is the first mobile service that has an established customer-base, which makes them an ideal partner for us. Twentieth Century Fox Home Entertainment are always looking for new and innovative ways of enabling people to buy our products and mobile payments are about as easy as they come. PayPal Mobile provides us with a great way to inspire a new impulse purchase for our product and we are very much looking forward to seeing this in action.”

For the customer, the service is as simple as sending a text message anytime. For businesses, PayPal enables retailers to open a new channel to market, tapping into PayPal’s vast customer base. PayPal Mobile payments also offer competitive rates to merchants and will enable them to continue their business after the shop’s doors are shut.

PayPal Mobile payments runs o­n the existing PayPal system which means that users’ financial information is never shared.

Every PayPal Mobile payment is PIN-protected and backed by PayPal’s state-of-the-art fraud prevention system. As with all PayPal transactions, financial information is never shared with the recipient. Each user’s financial information is stored o­n PayPal’s secure servers, not o­n the mobile telephone, so even if the telephone is lost or stolen, the user’s PayPal account remains secure

Geoff Iddison of PayPal Europe concludes: “We think this has the power to revolutionise the way people buy. The service means that a shopper could see a code o­n a TV ad, or a bill board in their way home, text-to-buy and have the item delivered to their door the next day. For those who don’t have time to queue or would like to buy out of shopping hours, stores could offer a code to text-to-buy the item in their shop window and deliver items to customers the next day. The sky really is the limit when it comes to the possibilities for the PayPal Mobile payments service.”

PayPal Mobile works with almost all wireless carriers in the US and Canada. Anyone can receive money and activate a phone for PayPal Mobile. However, not all of them are currently set up for PayPal Mobile text messaging service. It is available o­n the following wireless carriers. Check back soon for more updates.

Par blogmobilemarketing
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